Commercial Bank of New York has developed its unique franchise by building on three core areas of activity: private banking, business banking and consumer banking. As CBNY has grown, the expansion of these activities and the interplay among them has given our Bank its one-of-a-kind character and a singular place in its market. After a difficult 1998 when earnings, for a variety of reasons, fell significantly from the previous year, in 1999 CBNY recovered completely, not only matching, but exceeding the record results achieved in 1997. Indeed, in 1999 we experienced the best annual cash earnings in the history of the Bank.

DOWNLOAD 1999 ANNUAL REPORT (PDF - 1.24 MB)